We're here to help you find the one that's just right for you. Learn more.
Loan Types
With virtually dozens of mortgage programs, each with a variety of terms and payment options, how do you sort out the best mortgage program? Learn about these different options. Then, discuss them with a Citizens mortgage professional.
- Fixed and Adjustable Rate Programs: Traditional financing with a wide range of choices.
- Other Mortgage Options: Low/No Down Payment Programs, Affordable Home Loan Programs, and Custom Programs for first-time homebuyers.
- Refinancing: Consider refinancing when you can gain a lower interest rate, shorten the term of your loan, or want to get cash out of your property's equity.
Citizens Makes It Simple
The Citizens Mortgage Process: Learn the simple steps that can take you to home ownership - the Citizens way.
Calculators
We also have a variety of calculators to help you determine how much house you can afford, projected monthly payments, and many other concerns you may have.