Personal

 

Whether you're opening your first account or are ready to upgrade to the next level, Citizens Bank has the right fit for you.

To get started, just call 1-800-444-6989, visit your nearest Citizens Bank office, or open your new account online.

Features Free 'n Easy
CheckingSM		 Advantage
Checking		 Bonus
CheckingSM
     
Choose this account if:  You want a
no-nonsense, hassle-free checking account.		 You want a checking account that gives you more options for overdraft protection. You want the convenience of a checking account and interest comparable to one of our savings accounts.
Opening Deposit $50 $50 $50
Minimum Balance
Requirement		 None $500
minimum daily balance or $2,500 combined average daily balance1		 $1000
minimum daily balance or $10,000 combined average daily balance1
Monthly
Maintenance Fee 		 Free Avoided
with required balance,
otherwise $10 monthly		 Avoided
with required balance,
otherwise current fees.
Interest No No Yes
Current Rates
Online Banking Free Free Free
Visa® Checkcard Free Free Free
Overdraft
Protection
Options 		 With Citizens Bank savings account With Citizens Bank savings account or overdraft reserve account With Citizens Bank savings account or overdraft reserve account
     
Free 'n Easy
CheckingSM		 Advantage
Checking		 Bonus
CheckingSM

All accounts include:

Get complete details about Citizens Bank checking accounts and opening new accounts online.

The Citizens Bank Simple Switch makes it easy to switch your accounts. When all of your accounts are working together on your behalf, the results will amaze you!

Open your new account online today! For personal assistance, please call 1-800-444-6989, visit your nearest branch office, or send a secure email to make all of your accounts happy together at Citizens Bank.

1Advantage and Bonus Checking maintenance fees can be offset by the combined average daily balances in the primary owner's Savings, CDs and IRAs. The minimum daily balance is the ledger balance in your account on any calendar day. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The combined average daily balance is the aggregate average daily balance in the linked accounts.

FDIC Information