Personal
No matter where you are in your financial planning, you'll be able to take advantage of one of our Citizens Bank savings accounts. With features such as the low opening deposit requirement of Statement Savings, and the tiered interest rates of Money Market Savings, our savings account options can fit any lifestyle. 

 

Some convenient features, such as online savings account management with free online statements, are available with all Citizens Bank savings accounts.

To open a savings account today, call 800-444-6989, visit your nearest Citizens Bank location, or open your account online.

Features

Statement
Savings

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Money Market
Savings

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Statement Savings is perfect for when you need a basic savings account. The low minimum balance makes this an ideal starter savings account or a convenient way to start several specialized savings accounts. If you want a higher interest rate with convenient account access, you might need a money market account. As a liquid funds account, you can access your savings with free checks, and flexible online money market account features make managing your savings easy.
What is the opening deposit? $50 $50
Is there a minimum balance? $100 $2,000 minimum daily balance
Is there a maintenance fee? Waived for the first 12 months, then $12 quarterly (avoided by meeting the minimum balance)1 $12 monthly (avoided by meeting the minimum balance)2
Can this account earn interest? Yes! Current Rates Yes! Get competitive interest rates. Current Rates
Can I get checks? No Yes
Can I get free checks? No, maybe you'd rather have a Citizens Bank checking account. Yes! You can receive free checks with this account.
Can I get online banking? Yes, with free online statements and alerts. Yes, with free Bill Pay and free online statements and alerts.
Can I get a loan discount? Yes, 0.50% with auto pay from a Citizens Bank checking or savings account.3 Yes, 0.50% with auto pay from a Citizens Bank checking or savings account.3
     
Statement
Savings
Money Market
Savings

Get complete details about Citizens Bank saving accounts and opening new accounts online.

The Citizens Bank Simple Switch makes it easy to switch your accounts. When all of your accounts are working together on your behalf, the results will amaze you!

1After the first 12 months, maintenance fee avoided with required balance, otherwise $12 quarterly


2Maintenance fee avoided with required balance, otherwise $12 monthly

3 If you currently have, or sign up for, a Citizens Bank checking or savings account and keep this account open for the term of your loan, you may be eligible for as much as a 0.50% loan discount by signing up for Auto Pay, which automatically withdraws your monthly payment from your Citizens Bank account on a set date each month. Indirect loans and mortgages do not qualify for this loan discount.

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