Personal

Whether you're opening your first account or are ready to upgrade to the next level, Citizens Bank has the right fit for you.

To get started, just call 1-800-444-6989, visit your nearest Citizens Bank office, or open your new account online.

Features Statement
Savings
Money Market
Savings
Accelerated
Savings Plus
     
Choose this account if:  You want an easy way to save with easy access to your account You want it all, liquid funds, easy access and competitive rates You want the highest savings rates we offer*
Opening Deposit $50 $50 $10,000
Interest  Current Rates Current Rates Current Rates
Minimum Daily Balance
Requirement
$100 $2,000 $10,000
Online Banking Free Free Free
Checks No Yes No
Maintenance Fee  Waived
for the first 12 months1
Avoided with required balance, otherwise $12 monthly Avoided with required balance, otherwise $20 monthly
Transaction Fees Yes2 Yes3 No
     
Statement
Savings
Money Market
Savings
Accelerated
Savings Plus

All accounts include:

Get complete details about Citizens Bank saving accounts and opening new accounts online.

The Citizens Bank Simple Switch makes it easy to switch your accounts. When all of your accounts are working together on your behalf, the results will amaze you!

Open your new account online today! For personal assistance, please call 1-800-444-6989, visit your nearest branch office, or send a secure email to make all of your accounts happy together at Citizens Bank.

1  After the first 12 months, maintenance fee avoided with required balance, otherwise $12 quarterly
2  Each in-person withdrawal after the first 18 during the quarter is subject to a $15 charge regardless of balance
3  $15 each in excess of 6 pre-authorized debits or 3 checks per statement cycle

FDIC Information

On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.

Citizens Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.