Our Overdraft Reserve Line is a personal line of credit managed through your checking account. It offers you convenience, flexibility and security. Here's how it works:
- Any overdrafts you may incur will automatically be covered up to your approved line of credit.
- If you need extra money, you can request an advance through a Citizens Bank client service representative.
- The minimum payment due will be shown on your monthly checking account statement and will be automatically deducted on the due date.
- You receive verification of each advance as it occurs, and your monthly checking statement details advances drawn from your Overdraft Reserve Line.
- Maximum line amount is $5,000.
Call Loan by Phone today at 1-800-444-6989. Complete your application in minutes; decisions are made on most loans within 24 hours.
You may also contact us by secure email.