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Citizens Bank Personal Consumer Loans

Citizens Bank offers several targeted personal consumer loan choices. Rather than a one-size-fits-all solution, we give you the ability to select a loan tailored to best fit your needs and we provide a range of payment options.

Personal Consumer Loan Benefits

  • Flexible fixed payment loan
    • Budgeting is easier with a fixed payment amount and Citizens Bank will work with you to select a due date that works for your schedule.
  • Simple-interest loan
    • Interest is only charged for the days borrowed, and you may be able to save even more money with early payments.
  • Payment options
    • Pay with online banking services, like Bill Pay and Bank Central®, or with automatic deductions from your Citizens Bank checking account or savings account, which may reduce the interest rate you pay and give you a 0.5% loan discount.*

Personal Consumer Loan options with Citizens Bank:

  • Unsecured Home Improvement Loan
    • Improve, repair, or renovate your home with an Unsecured home improvement loan from Citizens Bank. (more>>) 
  • Automobile Loan
    • A Citizens Bank auto loan gives you control over your payment schedule and method. (more>>) 
  • Boats and RVs Loan
    • With Citizens Bank's fast and easy application process, you can get the funds you need to purchase a recreational vehicle or boat. (more>>) 

Apply for a personal consumer loan today. Call 800-444-6989, contact us by secure email, or visit any local Citizens Bank branch in Michigan, Ohio and Wisconsin. Personal consumer loan applications can be completed in minutes and decisions are made within 24 hours on most loans

Disclosures

*If you currently have (or sign up for) a Citizens Bank checking or savings account (and keep this account open for the term of your loan) you may be eligible for as much as a 0.50% loan discount by signing up for Auto Pay, which automatically withdraws your monthly payment from your Citizens Bank account on a set date each month. Indirect loans and mortgages do not qualify for this loan discount.