Personal

Citizens Bank Free N Easy Checking

Opening a Free ‘N Easy CheckingSM account with Citizens Bank gives you access to a wide range of financial services. With a $50 opening deposit online or at any of our locations in Michigan, Ohio or Wisconsin, you can start a free personal checking account with online banking and many convenient features:

Free 'N Easy CheckingSM Features

  • No monthly maintenance fee
  • No minimum balance requirements
  • Free online statements
  • Free Visa® Check Card Purchases ▼  
  • Unlimited access to the Citizens ATM network
  • Free online Bill Pay and account alerts ▼ 
  • Citizens Online Banking with Bill Pay allows you to pay bills online through your free personal checking account. You’ll have access to the added benefits of up-to-the-minute updates, alerts, online statements, payment schedules, eBills, and more.  More Information
  • Receive a 0.50% loan discount with Citizens Bank auto pay1

If you are looking for a starter checking account or you just need a new bank account, Citizens Bank's free checking account is your no-nonsense personal checking solution. Open your account 

Disclosures

1If you currently have (or sign up for) a Citizens Bank checking or savings account (and keep this account open for the term of your loan) you may be eligible for as much as a 0.50% loan discount by signing up for Auto Pay, which automatically withdraws your monthly payment from your Citizens Bank account on a set date each month. Indirect loans and mortgages do not qualify for this loan discount.